To save some money while you pay off credit card debt, it is recommended that you use a zero interest credit card. But in today’s competitive markets, it is challenging to find the best zero interest credit cards. However, with a little bit of help and advice, one can find the perfect zero interest credit card to suit all their needs and preferences.

Discover It
This card offers a deal with which the applicant can turn $200 into $400 with Cashback Match Credit Card. The company promotes this offer with the statement ‘get a dollar-for-dollar automatically.’ It can be earned in the first year of the service. Each time it’s activated, 5% cash back can be earned when you use some e-commerce sites, restaurants, gas stations, and more.
Other deals on this card include –

• 1% cash back on all other purchases.
• Points can be redeemed anytime and for any amount.
• Cash rewards don’t expire.

Wells Fargo Platinum Visa Card
With this card, the card owners have the option of enjoying 0% introductory APR for the first 18 months. Afterward, the APR is variable from 16.15%-25.99%. Those who pay their monthly cellular telephone bills can avail $25 deductible on mobiles covered damage or theft. Protection on your cell phone can be availed at $600. There are suggested tools that help the cardholder to create a budget plan and manage the expenses.

Credit Card from BankAmericard
This credit card has 0% introductory APR for the 15 billing periods of purchases, and balance transfers for the first 60 days. Later on, a variable APR of 12.99%-22.99% is levied. Other attractive offers are:

• For the first 60 days, there is $0 introductory balance transfer fee.
• After 60 days, the transfer fee is 3%.
• No annual fee.
• No penalty APR, however, there are some terms and pricing applied.

Chase Slate
Chase Slate is yet the other credit card with 0% introductory APR for some duration for purchase and balance transfer. Although this isn’t as long as Chase’s Citi peers, Chase Slate is known for its excellent balance transfer services on high-interest balance. Chase has also popular for their offer of waiving balance transfer payment through the first 60 days of card membership. After the introductory duration, APR ranges from 15.74% to 24.49%, cash advance APR of 25.74% is also variable, and balance transfer cost of $5 or 5% of the transferred amount. However, there is no penalty APR or annual fee, and also the applicant can avail free monthly FICO score.

PenFed Promise Visa Card
This card offers low regular APR and no fees of any kind (late fee, balance fee, cash advance fee or even annual fee). Along with low APR, PenFed Promise Visa Card comes with a sign-up bonus. Although the introductory purchase APR is offered, an introductory balance transfer rate applied, which could be a drawback for some. For 12 months, the introductory balance transfer APR is 4.99%. Approximately if $1,500 is spent within the 90 days of joining, one can avail $100 on their statement credit. Depending upon the shopping credit and prevailing interest rates APR of purchase, balance transfer, and cash advance is variable 9.24% to 17.99%.

Discover it Chrome
This card has a low purchase and balance transfer APR when compared to the regular Discover It credit card. The penalty APR is a bit tricky to deal with which is nearly 30% but there is no minimum fee or introductory APR period is 0% and balance transfer APR for 14 months. Just like regular Discover card, the Discover it Chrome also offers a quality cash back rewards program that benefits more for cardholders who pay balances at one stretch in each cycle. Cash backs are for gas purchases (it starts with 2%, later $1,000 per quarter and after reaching the spending cap it is an unlimited 1%) and other purchases for an unlimited 1%. The cash back can be redeemed anytime of any amount, however, the cash back earned will be doubled automatically in the first year.

Chase Freedom Credit Card
This card is one of its kind when used smartly, can bring the user lots of benefits. Once you spend $500 on purchases within the first three months of the joining date, one can earn $150 as a bonus. On a combined purchase in certain categories like restaurants, drugstores and gas stations, there is 5% cash back on up to $1,500 each quarter of activation. No annual fee is another plus point. Some other attractive offers are its unlimited 1% cash back on all other purchases and cash back rewards which do not expire until the cardholder deactivates the account. The APR for the first 15 months of account for the purchase and balance transfer is zero. Later, APR varies from 15.99%-24.74% and balance transfer fee of 5% of the amount transferred.